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Ingredient file // Flavor

Monterey Jack Cheese

Cheese flavor with a substantial fat share

Monterey Jack is a mild cheese made from cow's milk. It adds cheese flavor along with fat, protein and calcium. Dogs accepted cheese-flavored bait in a small study, but no trial shows that Monterey Jack improves kibble.

What it is
A mild cow's milk cheese made by separating curds from whey, then salting and aging the curds.
Made from
Pasteurized cow's milk
Main job
Cheese flavor
Typical amount
Not published
Watch for
Milk allergy or a prescribed low-fat diet
Not the same as
Cheese flavor

Our read // In our catalog

In 1 of every 841 foods we track

Share of foods that list it

0%

3 of the 2,523 foods with an ingredient list on file, from 1 brand. All dry dog food.

Each square is 1% of the catalog

Where it sits on the label

Median position 4. In the top five of 3 foods, so it is usually a main ingredient.

Top five List position, heaviest first

Above the salt

100%

Almost always listed before the salt, so there is more of it than a pinch.

Who leans on it

100%

of the foods that list it are from Wysong. 1 brand use it in total.

What it is

How it is made

Dairies make Monterey Jack as a cheese, not as a leftover. Cultures and rennet set milk into curds. Draining the whey removes much of the water and some lactose.4,5

  1. 01 // Source Pasteurized milk The cheese starts with pasteurized cow's milk under the US Monterey Jack standard.
  2. 02 // Process Set the curd Starter cultures acidify the milk, and rennet helps its casein proteins form a curd.
  3. 03 // Process Drain and wash The curd is cut, stirred and warmed; washing carries away whey and some lactose.
  4. 04 // Process Salt and age The drained curd is salted, pressed into blocks and aged to develop its flavor.
  5. 05 // Output Monterey Jack The finished cheese retains milkfat, milk protein and calcium alongside its mild flavor.

What is in it

Composition, dry matter

51.4

% fat

Fat in the typical cheese after excluding water. Its flavor comes with a substantial fat contribution.

Crude fat 51.4%4
Crude protein 41.5%4
Calcium 12.6 g/kg4
Ash 6.1%4
Sodium 9.1 g/kg4

These are dry matter conversions from a typical cheese, not measurements of pet-food batches. Moisture and milkfat vary within the cheese standard, so finished lots will differ.4,5

Why it is in the bag

What the manufacturer gets

  1. 01

    Adds cheese flavor

    Monterey Jack has a mild dairy flavor. Dogs accepted cheese-flavored bait in a small trial, although that trial tested neither this cheese nor kibble.2,4

  2. 02

    Brings dairy nutrients

    The curd retains milkfat and casein protein, with calcium alongside them. How much reaches the dog depends on the cheese amount in the finished recipe.4

  3. 03

    Uses an existing supply

    USDA tracks Monterey and Jack within a US cheese-production category. That points to an existing dairy supply, but the report gives neither a separate Monterey Jack volume nor a pet-food price.6

How much No Monterey Jack inclusion rate is published in these sources; the dog preference study tested flavored bait rather than cheese added to kibble.2

Our read // The claims

What the evidence supports

Strong: controlled studies in dogs agree. Some: small or mixed dog data. Thin: mechanism or lab work only. None: nothing, or the evidence points the other way.

  1. Brands say

    Monterey Jack adds protein and calcium

    Evidence

    1. Strong
    2. Some
    3. Thin
    4. None

    A typical cheese contains 24.5% protein and 746 mg calcium per 100 g as sold. It supplies both nutrients, but the ingredient list does not reveal whether enough cheese was added to change the finished food meaningfully.4,8

  2. Brands say

    Cheese flavor makes dogs like kibble more

    Outruns the evidence

    Evidence

    1. Strong
    2. Some
    3. Thin
    4. None

    In a paired-bait study, 13 dogs encountered cheese-flavored bait. That shows dogs will accept the flavor in bait. The researchers did not test Monterey Jack or measure whether it improves kibble preference.2

  3. Owners say

    Dairy cheese can trigger food allergy

    Evidence

    1. Strong
    2. Some
    3. Thin
    4. None

    A review counted dairy reactions in 51 of 297 dogs with food reactions supported by challenge. It did not isolate Monterey Jack, and the selected cases cannot tell an owner their dog's chance of reacting.3

  4. Owners say

    Cheese upsets every dog's stomach

    Outruns the evidence

    Evidence

    1. Strong
    2. Some
    3. Thin
    4. None

    In a 14-dog lactose trial, 2 developed diarrhea while 8 completed every dose without gut signs. That trial tested lactose powder, not Monterey Jack, whose whey removal and washing reduce its lactose.1,4

Straight answers

What owners ask

  1. Q01

    Is it just filler?

    No

    It supplies flavor, fat, protein and calcium. Whether its nutrients matter to the whole food depends on how much cheese the maker uses, which the ingredient list does not disclose.4,8

  2. Q02

    Is this lactose free?

    No claim

    Making Monterey Jack drains away whey and washes some lactose from the curd. The composition source does not measure the remainder, so the ingredient name does not promise zero lactose.4

  3. Q03

    Does cheese mean more calcium?

    Some, yes

    Monterey Jack contains calcium, but a small addition might barely affect the whole food. If calcium intake matters for your dog, check the finished food's nutrient information rather than its cheese listing.4,8

Who uses it

Brands, best sellers and the company it keeps

Top brands, by foods that list it

  1. Wysong 3

Usually listed with, share of the foods that list it

  1. Green Lipped Mussel 100%
  2. Cheddar Cheese 100%
  3. Swiss Cheese 100%
  4. Salmon 33%
  5. Chicken 33%
  6. Beef Heart 33%
  7. Beef Liver 33%

On the shelf

Foods that list it

3 foods in our reviews list it. Here are some of them.

Our read // On the bag

Read the cheese as flavor first

Ingredient lists run by weight. If Monterey Jack sits among minor ingredients, read it chiefly as a flavor addition, not proof of a calcium-rich or protein-rich food. Check the finished food's fat and nutrient information. For a dog with a diagnosed dairy allergy, choose a food without it.

Sources

What we read

Checked October 1, 2026.

  1. 1 Effects of dietary supplementation with increasing doses of lactose on faecal bacterial populations and metabolites and apparent total tract digestibility in adult dogs Italian Journal of Animal Science, 2018 // Journal
  2. 2 Preference among 7 bait flavors delivered to domestic dogs in Arizona: Implications for oral rabies vaccination on the Navajo Nation Journal of Veterinary Behavior, 2014 // Journal
  3. 3 Critically appraised topic on adverse food reactions of companion animals (2): common food allergen sources in dogs and cats BMC Veterinary Research, 2016 // Journal
  4. 4 Monterey Jack and Colby Canadian Dairy Commission, 2022 // Government
  5. 5 Monterey (Monterey Jack) Cheese Grades and Standards USDA Agricultural Marketing Service, n.d. // Government
  6. 6 Dairy Products 2025 Summary USDA National Agricultural Statistics Service, 2026 // Government
  7. 7 Pancreatitis in Dogs and Cats Merck Veterinary Manual, 2025 // Book
  8. 8 What’s in the Ingredients List? AAFCO, n.d. // Regulator
An ingredient on its own tells you very little. What matters is how much of it there is and where it sits in the list. That is why we weigh the top five rather than reacting to any single name further down. Back to the wiki

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